Disclaimer

The tools and information on toolwise.org are provided for general information and convenience only.

Calculators give estimates

Our calculators use standard formulas and the numbers you enter to produce estimates. Real-world results can differ because of rounding, fees, taxes, local rules, changing rates and personal circumstances that a simple calculator cannot take into account.

Not financial advice

Finance calculators (such as the mortgage, loan, retirement and compound interest calculators) do not provide financial, investment, tax or lending advice. Before making financial decisions, check the figures with your lender or a qualified financial professional.

Not medical advice

Health calculators (such as the BMI, calorie, body fat, pregnancy due date and ovulation calculators) give general estimates based on population averages. They are not a diagnosis and are not a substitute for advice from a doctor, midwife or other qualified health professional. Never use an ovulation calculator as a method of contraception.

Not legal advice

Tools that help with documents, citations or signatures do not provide legal advice. Whether an electronic signature or document is accepted depends on the laws and the organization involved.

Accuracy

We test our tools carefully, but we cannot guarantee that every result is complete, accurate or up to date. Keep copies of your original files and double-check results that matter. If you spot a mistake, please let us know so we can fix it.